By accessing and using the Karnikrupa Trade website (https://trade.karnikrupa.in/) (“Website”), you confirm that you have read, understood, and agree to these Terms and Conditions (“Terms”). These Terms govern your use of the Website and associated services provided herein.

Services Provided

Karnikrupa Trade offers financial services including but not limited to trading, investment, and related financial activities. The Website serves as a platform facilitating these services.

User Responsibilities

You agree to provide accurate, complete, and up-to-date information during account registration and transactions. You are responsible for maintaining the confidentiality of your login credentials and for all activities performed under your account.

Loan and Credit Information

You authorize Karnikrupa Trade to obtain and share your personal and financial information with credit bureaus, banks, financial institutions, and third-party service providers to evaluate your eligibility, verify details, manage credit risk, and offer personalized financial services.

Intellectual Property Rights

All content on this Website, including text, graphics, logos, trademarks, and software, is owned or licensed by Karnikrupa Trade. You agree not to reproduce, distribute, modify, or use this content for commercial purposes without explicit written consent from Karnikrupa Trade.

Limitation of Liability

Karnikrupa Trade provides the Website and services on an “as-is” basis. We make no warranties regarding accuracy, completeness, or availability. We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages resulting from your use or inability to use the Website or its services.

Privacy and Personal Information

Your personal information will be collected, stored, processed, and used in accordance with our Privacy Policy. You consent to receive communications via email, SMS, WhatsApp, or phone calls regarding account updates, promotions, and transactional information.

Use of Cookies

The Website uses cookies to enhance user experience. By accessing the Website, you consent to our use of cookies in line with our Privacy Policy.

Third-party Links

The Website may contain links to external third-party sites. Karnikrupa Trade is not responsible for content, products, or services available on such external websites.

Amendments

Karnikrupa Trade reserves the right to modify or update these Terms at any time without prior notice. Continued use of the Website constitutes acceptance of the revised Terms.

Indemnification

You agree to indemnify and hold harmless Karnikrupa Trade, its affiliates, directors, employees, and service providers from any claims, liabilities, damages, and costs arising from your use of the Website or breach of these Terms.

Termination

Karnikrupa Trade reserves the right to terminate or restrict your access to the Website without notice if you violate these Terms or engage in unlawful activities.

Governing Law and Jurisdiction

These Terms shall be governed by and interpreted in accordance with Indian laws. Any disputes shall be resolved by arbitration under the Arbitration and Conciliation Act, 1996, with arbitration proceedings held in Mumbai, Maharashtra. Courts in Mumbai shall have exclusive jurisdiction over any disputes.

Grievance Redressal

For any grievances or queries related to these Terms or privacy practices, contact:

• Grievance Officer: trade.karnikrupa.in

• Email: info@trade.karnikrupa.in

• Address: gaytri nagar, ward no.45, CHURU, Churu, Rajasthan, 331001

By continuing to access or use Karnikrupa Trade, you confirm your agreement with these Terms and Conditions.